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Figuring out how to pay for a new roof can feel overwhelming, but there are more options than you might think. Many homeowners start with a home equity loan or line of credit, which uses the value you've built in your house. Others look into personal loans for their predictable monthly payments, especially if they don't have much equity yet. Roofing companies themselves sometimes offer financing plans, often with promotional periods, so you can spread the cost over time. It's important to compa…

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